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Stories by Personalfn.Com

Market boom: Discipline is the key

Market boom: Discipline is the key

Rediff.com   17 Oct 2007

In the present investment scenario, it's easy to get carried away and do something silly like take on more risk that you can afford to in a bid to make a quick buck.

Avoid 'backseat' fund management

Avoid 'backseat' fund management

Rediff.com   12 Oct 2007

A lot of investors must be wondering why we are saying this because they probably know it already. We are wondering the same thing -- if investors already know this, why do they question the fund manager's investment decisions despite knowing that he knows more about investing and finance than them; and that is the reason why he is managing their money and not the other way round.

DSP ML Equity: Adding value to portfolios

DSP ML Equity: Adding value to portfolios

Rediff.com   10 Oct 2007

DMEF, a diversified equity fund from DSP Merrill Lynch Mutual Fund, pursue the value style of investing. This involves identifying fundamentally sound stocks, which are trading at a discount to their fair value. The fund manager buys such stocks and stays invested until the mis-pricing is corrected and the stocks achieve their fair price.

Mutual Fund roundup: September 2007

Mutual Fund roundup: September 2007

Rediff.com   8 Oct 2007

The month of September proved to be the most lucrative one in the calendar year so far, as equity markets set and breached record highs at alarming regularity. The BSE Sensex posted a gain of 12.87 per cent during the month and closed at 17,291 points; the S&P CNX Nifty appreciated by 12.48 per cent and ended at 5,021 points. The CNX Midcap rose by 13.62 per cent, before settling at 6,867 points.

Gold delivers but not for you

Gold delivers but not for you

Rediff.com   5 Oct 2007

In recent months, the interest in gold has grown palpably among investors across the world. Among the key reasons contributing to this sudden interest in gold is the fact that other asset classes, like stocks and bonds, seem very risky today.

Mutual fund ratings aren't everything

Mutual fund ratings aren't everything

Rediff.com   3 Oct 2007

For some time now, Indian mutual fund investors have taken a fancy for star ratings that are accorded by select mutual fund research firms/agencies. These firms, based on certain pre-determined parameters, give a rating.

Tax planning in 3 easy steps

Tax planning in 3 easy steps

Rediff.com   1 Oct 2007

For a lot of investors, tax-planning is little more than a mandatory investment activity (under Section 80C) for saving tax. However, the fact is there is a lot more to tax-planning than writing cheques indiscriminately to your insurance company.

5 steps to select an insurance advisor

5 steps to select an insurance advisor

Rediff.com   1 Oct 2007

An insurance advisor/agent can play the part of the direct link between the insurance company and the insurance seeker i.e. you. He is the one who can help you select the right policy i.e. one which can help you fulfill your insurance needs.

Why women need to invest

Why women need to invest

Rediff.com   28 Sep 2007

Apart from working women, homemakers too should take to investing. They can save from the monthly allowance they get to run the house.

Why global mutual funds are not exciting

Why global mutual funds are not exciting

Rediff.com   20 Sep 2007

Investors must appreciate that although they are investing with the Indian fund house, there is an onus on the latter to identify the right global fund.

5 mutual fund myths busted

5 mutual fund myths busted

Rediff.com   19 Sep 2007

In this article, we debunk 5 popular myths regarding mutual funds. Read on...

What is your Human Life Value?

What is your Human Life Value?

Rediff.com   19 Sep 2007

We define HLV as the sum total of the monetary values of all future needs an individual's family has, along with the values of all his outstanding liabilities.

Re-evaluate NFO investments regularly

Re-evaluate NFO investments regularly

Rediff.com   11 Sep 2007

A lot of NFOs were mis-sold and we frequently come across clients who request us to re-assess their NFO-heavy portfolios.

MFs: Past performance is not everything

MFs: Past performance is not everything

Rediff.com   5 Sep 2007

Our advice to investors is that they should adhere to the basics of mutual fund investing and evaluate mutual funds across parameters, including past performance.

Case study: Mis-selling of ULIPs

Case study: Mis-selling of ULIPs

Rediff.com   30 Aug 2007

We have seen several cases of ULIPs (unit-linked insurance plans) being sold to the most improbable of investors

Buying gold from your bank? Beware!

Buying gold from your bank? Beware!

Rediff.com   24 Aug 2007

The best way then to eliminate the risk of being 'cheated' is probably to spend time in selecting an honest financial planner for yourself

Sundaram Rural India Fund: Yet to reap benefits

Sundaram Rural India Fund: Yet to reap benefits

Rediff.com   22 Aug 2007

Should investors consider investing in the fund or liquidating their existing investments, instead?

Invest in global funds? 9 tips

Invest in global funds? 9 tips

Rediff.com   17 Aug 2007

Global funds have opened a window to international asset markets for Indian investors

Tech funds: A mistake if you had invested

Tech funds: A mistake if you had invested

Rediff.com   13 Aug 2007

We have been attempting to guide you, the investor, from not going overboard when it comes to investing in sector funds

Indian markets and the global crisis

Indian markets and the global crisis

Rediff.com   10 Aug 2007

Why sub-prime mortgage in the US is lashing Indian stocks markets