In the present investment scenario, it's easy to get carried away and do something silly like take on more risk that you can afford to in a bid to make a quick buck.
A lot of investors must be wondering why we are saying this because they probably know it already. We are wondering the same thing -- if investors already know this, why do they question the fund manager's investment decisions despite knowing that he knows more about investing and finance than them; and that is the reason why he is managing their money and not the other way round.
DMEF, a diversified equity fund from DSP Merrill Lynch Mutual Fund, pursue the value style of investing. This involves identifying fundamentally sound stocks, which are trading at a discount to their fair value. The fund manager buys such stocks and stays invested until the mis-pricing is corrected and the stocks achieve their fair price.
The month of September proved to be the most lucrative one in the calendar year so far, as equity markets set and breached record highs at alarming regularity. The BSE Sensex posted a gain of 12.87 per cent during the month and closed at 17,291 points; the S&P CNX Nifty appreciated by 12.48 per cent and ended at 5,021 points. The CNX Midcap rose by 13.62 per cent, before settling at 6,867 points.
In recent months, the interest in gold has grown palpably among investors across the world. Among the key reasons contributing to this sudden interest in gold is the fact that other asset classes, like stocks and bonds, seem very risky today.
For some time now, Indian mutual fund investors have taken a fancy for star ratings that are accorded by select mutual fund research firms/agencies. These firms, based on certain pre-determined parameters, give a rating.
For a lot of investors, tax-planning is little more than a mandatory investment activity (under Section 80C) for saving tax. However, the fact is there is a lot more to tax-planning than writing cheques indiscriminately to your insurance company.
An insurance advisor/agent can play the part of the direct link between the insurance company and the insurance seeker i.e. you. He is the one who can help you select the right policy i.e. one which can help you fulfill your insurance needs.
Apart from working women, homemakers too should take to investing. They can save from the monthly allowance they get to run the house.
Investors must appreciate that although they are investing with the Indian fund house, there is an onus on the latter to identify the right global fund.
In this article, we debunk 5 popular myths regarding mutual funds. Read on...
We define HLV as the sum total of the monetary values of all future needs an individual's family has, along with the values of all his outstanding liabilities.
A lot of NFOs were mis-sold and we frequently come across clients who request us to re-assess their NFO-heavy portfolios.
Our advice to investors is that they should adhere to the basics of mutual fund investing and evaluate mutual funds across parameters, including past performance.
We have seen several cases of ULIPs (unit-linked insurance plans) being sold to the most improbable of investors
The best way then to eliminate the risk of being 'cheated' is probably to spend time in selecting an honest financial planner for yourself
Should investors consider investing in the fund or liquidating their existing investments, instead?
Global funds have opened a window to international asset markets for Indian investors
We have been attempting to guide you, the investor, from not going overboard when it comes to investing in sector funds
Why sub-prime mortgage in the US is lashing Indian stocks markets